Traffic and kasko
Compulsory traffic insurance covers damage you cause to others; kasko covers damage to your own car.
Get a car insurance quote
Act today,
rest easy tomorrow.
Home and earthquake
Home insurance against fire, flooding and theft; compulsory earthquake insurance (DASK) against earthquakes.
Get a home insurance quoteComplementary health
Health insurance that covers the extra fees at private hospitals contracted with SGK.
Get a health insurance quoteTravel health
Cover for unexpected medical costs abroad.
Get a travel insurance quoteMobile phone
Cover for your phone against breakage, theft and malfunction.
Get a phone insurance quoteBusiness and liability
Cover for your shop, office and warehouse, your employees and your profession.
Get a business insurance quoteSeven insurers, one policy.
We put the insurers’ quotes side by side and choose the right one together with you.
Get a quoteAt our office in Mahmutlar, we compare insurance options for you and bring together the right cover and good-value policies for your needs. We speak English.
Insurers we represent
Insurance
What do we insure?
Personal
For you, your family, your home and your car
Compulsory Traffic Insurance
Mandatory insurance for damage your vehicle may cause to others.
Compulsory Traffic Insurance
How should we reach you?
What is compulsory traffic insurance?
Under the Turkish Highway Traffic Law, every motor vehicle on the road must have this insurance. It covers material damage and bodily injury your vehicle causes to others, up to the policy limits.
- It is mandatory; a vehicle without a policy can be taken off the road.
- It does not cover damage to your own car; for that you need kasko.
- Coverage limits are set by law every year.
Kasko (comprehensive car insurance)
Cover for your own car in accidents, theft and natural disasters.
Kasko (comprehensive car insurance)
How should we reach you?
What is kasko?
Optional insurance that protects your own car against risks such as accidents, collision, rollover, fire and theft. What is covered, and to what extent, depends on the policy you choose.
- It is optional; if you bought the car on credit, the lender may require it.
- Extras such as natural disasters or a replacement car vary from policy to policy.
- Damage you cause to someone else’s car is covered by traffic insurance.
Home Insurance
Your home and belongings against fire, flooding and theft.
Home Insurance
How should we reach you?
What is home insurance?
Insurance that protects your home and its contents against risks such as fire, flooding, theft and broken glass. Owners can insure the building and contents; tenants can insure their belongings.
- It is separate from compulsory earthquake insurance (DASK) and does not replace it.
- Earthquake cover can be added as an extra.
- Cover and sum insured are set according to your home.
Compulsory Earthquake (DASK)
Compulsory earthquake insurance for your building.
Compulsory Earthquake (DASK)
How should we reach you?
What is compulsory earthquake insurance (DASK)?
Under Disaster Insurance Law No. 6305, it is mandatory for homes registered with a title deed (tapu). It covers damage to the building caused by an earthquake and the resulting fire, explosion, tsunami or landslide, up to the DASK limit.
- It does not cover belongings; it protects only the building.
- The policy is required for electricity, water and gas connections and for title deed transactions.
- If the building is worth more than the DASK limit, extra cover can be added with home insurance.
Complementary Health
Health insurance that covers the extra fees at private hospitals contracted with SGK.
Complementary Health
How should we reach you?
What is complementary health insurance?
Health insurance for people covered by SGK (Turkish social security); it pays the extra fees charged by private hospitals contracted with SGK, within the policy’s scope.
- You must be covered by SGK.
- There are inpatient-only and inpatient-plus-outpatient options.
- The list of contracted hospitals depends on the insurer.
Travel Health
Insurance for medical costs when travelling abroad.
Travel Health
How should we reach you?
What is travel health insurance?
Insurance that covers treatment costs arising from sudden illness or an accident during your trip abroad, for the duration of the policy.
- A Schengen visa application requires a policy with at least €30,000 of cover.
- It is issued to cover your travel dates.
- Some policies may also cover lost luggage and flight delays.
Health Insurance for Foreigners
Health insurance for foreign nationals.
Health Insurance for Foreigners
How should we reach you?
What is health insurance for foreigners?
Health insurance for foreign nationals who want to obtain or extend a residence permit (ikamet) in Turkey. It covers treatment costs during your stay, according to the policy’s scope.
- Health insurance is required for a residence permit application.
- The policy must cover the full period of the residence permit.
- Cover and options vary with age.
Mobile Phone
Phone cover against breakage, theft and malfunction.
Mobile Phone
How should we reach you?
What is mobile phone insurance?
Insurance that protects your phone against risks such as breakage, liquid damage and theft. Repair or replacement costs are covered according to the policy.
- The device’s brand, model and invoice details are needed.
- Breakage, liquid damage and theft may be separate covers.
- Cover and excess vary by policy.
Business
For your business, your employees and your work
Business Property Insurance
Fire, theft and damage cover for shops, offices and warehouses.
Business Property Insurance
How should we reach you?
What is business property insurance?
Insurance that protects business premises such as shops, offices and warehouses, together with their fixtures, machinery and stock, against risks such as fire, theft, flooding and broken glass.
- The building, fixtures and stock can be insured separately or together.
- Loss of profit and third-party liability can be added as extras.
- Earthquake cover can be added separately.
Employer’s Liability
For the employer’s liability when employees have work accidents.
Employer’s Liability
How should we reach you?
What is employer’s liability insurance?
Insurance that covers compensation claims made against you as an employer after an employee’s work accident, within the policy limits.
- It can also cover amounts SGK recovers from the employer.
- It does not replace your occupational health and safety obligations.
- Priced according to the number of employees and the line of business.
Professional Liability
For damage you may cause to third parties while practising your profession.
Professional Liability
How should we reach you?
What is professional liability insurance?
Insurance for professionals such as doctors, architects, engineers, lawyers and accountants; it covers damage they may cause to third parties through error or negligence in their work.
- It is a legal requirement for some professions.
- Legal defence costs may be covered depending on the policy.
- Cover is set according to the profession and volume of work.
Cargo Insurance
Cover for goods and belongings in transit.
Cargo Insurance
How should we reach you?
What is cargo insurance?
Insurance that covers damage to and loss of goods transported by road, sea, air or rail during the journey.
- Available for domestic and international shipments.
- Single-trip or annual (open) policies are available.
- Loading and unloading risks can be added.
Public Liability
For damage that may be caused to customers and others at your business.
Public Liability
How should we reach you?
What is public liability insurance?
Insurance that covers compensation claims against you for bodily injury and property damage you may cause to customers, visitors and others at your premises or while working, within the policy limits.
- Suitable for hotels, restaurants, cafés and shops.
- Available as an extra on business insurance or as a separate policy.
- The limit depends on the line of business and the size of the premises.
Group Health Insurance
Private health insurance for your staff as a group.
Group Health Insurance
How should we reach you?
What is group health insurance?
Private health insurance provided as a group to your employees and, if you wish, their families. It covers treatment costs according to the policy.
- Offered to employees as a benefit.
- Issued as a group policy above a certain number of employees.
- There are inpatient and outpatient options.
How it works
Three steps to a quote
- 1
Choose your insurance
Pick the type of insurance you need, or ask us.
- 2
Leave your details
Fill in the short form, call us or message us on WhatsApp.
- 3
Let’s choose together
We compare the insurers’ quotes and get back to you.
About us
We know Alanya, and we know you
We are a local agency in Alanya. Our goal is to reduce your risk by insuring what you own at a price that suits your budget. We put the quotes side by side and make the decision together with you.
- Google rating
- 4,8
- Google reviews
- 45
- Weekdays; Saturday 10:00–14:00
- 08:30–17:00
Reviews
4,845 reviews on Google (translated)What our customers say
“Mr Gökay Özyaşar handled my case after an accident with outstanding professionalism and attention to detail. His quick replies, thorough explanations and genuine care made the whole process smooth and stress-free. I am truly grateful for his dedication and excellent service. Thank you for your great work!”
Andrey N.Google review“We came to this agency for car insurance. The owner, Gökay Özyaşar, speaks very good, professional English. He took plenty of time with us and explained the insurance in detail. We highly recommend this company.”
Trading GoodsGoogle review“We found Gökay to be a reliable, honest and very knowledgeable expert who helped us at every turn in a professional and friendly way. We wish him every success in his new business.”
Peter R.Google review“A new, nice office. A very pleasant and responsible person. Quick to reply on WhatsApp. Good communication in English.”
Lolita K.Google review“Reliable, solution-focused and attentive owners. All our needs were met, thank you.”
A. CanGoogle review“A very friendly place. Thank you so much for your help! I will be in touch again!”
Natalya Y.Google review“Efficient, helpful and knowledgeable. Highly recommended.”
Ak G.Google review“A great, reliable and friendly business”
Gürcan A.Google review“Safe, quality service, thank you”
Tolga K.Google review“Everything quick and clear.”
Al A.Google review“Very good service”
Constantin G.Google review“Very good”
Zaidoon A.Google review
“The owner is a very respectful, well-presented and kind gentleman. Even though it was a Sunday, he opened his office to handle my request. Bless him — I didn’t know businesspeople like this still existed. Wishing you continued success.”
Ali Ö.Google review“They were very helpful with everything and treat customers very well. I am very satisfied — many thanks to Mr Gökay for his care and attention.”
Sinan A.Google review“Many thanks to Mr Gökay for the excellent customer service. He was extremely polite and made me feel at ease while buying the right policy for my needs and requirements.”
LinaGoogle review“Sharing my impressions :). A truly wonderful company! It’s a pleasure to work with them. I will definitely use their services again.”
Olga Ş.Google review“Recommended. We got our DASK insurance in 5 minutes.”
Dmitrii L.Google review“Very attentive and very good at what they do, thank you”
Selenikkoo H.Google review“Good place, fast and quality service”
Kseniya Ç.Google review“Our partner is very good and successful”
Oktay Ç.Google review“Super service”
Gürbüz G.Google review“Very good service”
Julia P.Google review
Alanya
For people living in Alanya
Step-by-step local guides for foreigners getting a residence permit, buying a home or living in Alanya.
Health insurance for a residence permitDocuments, insurance requirements, the mandatory policy wording and the current situation in Mahmutlar.Read the guide →Insurance for home buyersDASK before the title deed, then home insurance; for landlords and residence through property.Read the guide →Car insuranceTraffic insurance and kasko, buying a car as a foreigner, the licence rule and foreign-plated cars.Read the guide →
FAQ
Frequently asked questions
Is traffic insurance compulsory?
Yes. Under the Turkish Highway Traffic Law it is compulsory for every motor vehicle on the road.
What is the difference between kasko and traffic insurance?
Compulsory traffic insurance covers damage you cause to others; kasko covers damage to your own car.
Is kasko compulsory?
No, kasko is optional. If you bought your car on credit, the lender may require it.
How is an accident report filled in?
If there is only material damage and both sides agree, you can fill in the accident report form (kaza tespit tutanağı) together. If anyone is injured or you cannot agree, call 112; the police or gendarmerie will make the report.
What should I do when something happens?
First make sure you are safe and call 112 if needed. Then call us and we will guide you through each step.
Who must have compulsory earthquake insurance (DASK)?
Under Disaster Insurance Law No. 6305, it is compulsory for homes registered with a title deed (tapu).
What is the difference between home insurance and DASK?
DASK covers earthquake damage to your building but not your belongings. Home insurance protects your building and belongings against risks such as fire, flooding and theft, according to the policy. You can have both.
Who is business insurance for?
For businesses with a shop, office, warehouse or workshop. It protects the building, fixtures and stock against risks such as fire, theft and flooding, according to the policy.
What is complementary health insurance?
Health insurance for people covered by SGK; it pays the extra fees at private hospitals contracted with SGK, within the policy’s scope.
When do I need travel health insurance?
It is required for many visa applications, especially for Schengen countries. You can also take it out when travelling to visa-free countries, to cover unexpected medical costs abroad.
Who is health insurance for foreigners for?
Foreign nationals applying for a residence permit (ikamet) in Turkey must have health insurance. This policy is health insurance designed for foreigners. We can prepare it quickly for your application.
What do I need to get a quote?
Just your name and phone number. We complete any other details needed for the insurance type together, by phone or at the office.
Which insurers do you work with?
Anadolu Sigorta, Quick Sigorta, Sompo Sigorta, Hepiyi Sigorta, Referans Sigorta, Doğa Sigorta and HDI Sigorta. We compare their quotes side by side for you.
Do I need to come to the office?
No. We can do everything by phone and WhatsApp. If you prefer, we can meet in person at our office in Mahmutlar.
How do I renew my policy?
When your policy is about to expire, call us or message us on WhatsApp. We compare the insurers’ current quotes and send them to you.
Can I cancel my policy?
Optional policies can usually be cancelled; any premium refund depends on the policy type and the insurer’s terms. Compulsory policies such as traffic insurance are cancelled only in certain cases, for example when the vehicle is sold.
Office
Our office
- Mahmutlar Mah. Atatürk Cad. No:173 B/B, opposite Asat Mahmutlar, 07450 Alanya / Antalya
- Monday–Friday 08:30–17:00, Saturday 10:00–14:00
- 0 532 221 23 52
- [email protected]
Tap the map to open it in Google Maps.